When Credit Cards first entered the pocket-books of the public’s utilizing of their anticipation of forthcoming monies, it created a whole new area of how we would be living from that day on.

I recall my initial reaction!  We would be gradually living a minimum of thirty days, or thereabouts, for the remainder of our lives owing someone.  Gradual recognition, or at least acceptance, that it was owed to a business called a Bank who was the caretaker of other people’s money.  The thought of owing an individual, whom I might meet on the street, was removed.  There was no need for such an embarrassing moment.  He no longer knew that I was using his money.  My home was actually their home, even if they or I did not recognize it or acknowledge it.  It was concealed behind paper-work.

Have we become a people swamped in concealed debt?  Has it gradually enmeshed us to a point that we refuse to be aware that such indebtedness exists and obligations are a major part of our living?

All of these thoughts invaded my thinking when I read afresh: For what does the Scripture say?  “Abraham believed God, and it was credited to him as righteousness.  Now to the one who works, his wage is not credited as a favor, as what is due.  But to the one who does not work, but believes in Him who justifies the ungodly, his faith is credited as righteousness.” (Romans 4:3-5)  According to verse 6, 7 “God credits righteousness apart from works: Blessed are those whose lawless deeds have been forgiven and whose sins have been covered.”

In these verses we are forced to recognize that what we owe God can only be cared for by His impartation of righteousness that is imputed to us through His Grace!  We cannot pay God for what we owe Him.  We must acknowledge that our inability was met through His ability.   He places the Blood of Jesus to my indebtedness and I am SAVED BY HIS GRACE!  My indebtedness is credited to my sinfulness … JESUS SAVES! … My indebtedness is removed!  His Grace is sufficient!


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